Ken Garceau Spokane Real Estate
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First Time Home Buyers


Government Home Loan Program

Helps Low and Middle Income

Spokane County Residents

  • Buy A Home for Zero Down  Payment
  • Below Market Interest Rates
  • 100% Financing
  • Open To Buyers That Have Not Owned And Occupied A Primary Residence For The Last Three Years
  •  Annual Income Requirements
  • 1 to 2 Person Household Under 60,000 per year
  • 3 and More Person Household Under 70,000 per year
  • Must Be Owner Occupied
  • Attend a Free  6 Hour Home Buyer Seminar
  • Pre-Qualification and Loan Approval

For Complete Representation;

Call Me:

Ken Garceau

509-868-1761

 

 


Yahoo! News: Top Stories
Two fires still raging along California's central coast (AP) 7/5/2008 10:11 AM

A firefighter walks along a large hill backfire on a wildfire burn in Big Sur, Calif., Friday, July 4, 2008. The raging blaze near Big Sur was one of more than 1,700 wildfires, mostly ignited by lightning, that have scorched more then 770 square miles and destroyed 64 structures across northern and central California since June 20, according to the California Department of Forestry and Fire Protection.  (AP Photo/ Tony Avelar)AP - Weary firefighters got no rest during the holiday weekend as a pair of out-of-control wildfires roared across the landscape along California's central coast at opposite ends of the arid Los Padres National Forest.


Obama, Clinton to hold joint fundraisers in NY (AP) 7/5/2008 10:04 AM

Democratic presidential candidate, Sen. Barack Obama, speaks at an Independence Day picnic in Butte, Mont., Friday, July 4, 2008. (AP Photo/Christina Almeida)AP - Now that they're allies, Democrats Barack Obama and Hillary Rodham Clinton will help each other raise money in a series of fundraisers in New York next week.


Employers use federal law to deny benefits (AP) 7/5/2008 9:04 AM

Melissa Amschwand-Bellinger shown Wednesday, July 2, 2008  in Houston. Dying of cancer, her husband did everything he was told to make sure his wife would collect on the life insurance policy he had through his employer.  (AP Photo/Pat Sullivan)AP - Dying of cancer, Thomas Amschwand did everything he was told to make sure his wife would collect on the life insurance policy he had through his employer.


Foreclosures to rise whoever wins White House (AP) 7/5/2008 8:58 AM

In this May 9, 2008 file photo. a foreclosure sign stands outside a home in Denver.  The optimism that surrounds a new president taking office cannot resurrect home values overnight, and presidents have no direct ability to reduce rising mortgage rates. Nevertheless, Democrat Barack Obama and Republican John McCain both promise help for homeowners facing foreclosure.  (AP Photo/David Zalubowski, File)AP - Home foreclosures will keep rising next year no matter who is elected president in November.


Analysis: McCain struggles to regain footing (AP) 7/5/2008 8:07 AM

US Republican presidential hopeful John McCain speaks during a press conference at the Federal Police building in Mexico City on July 3, 2008. White House hopefuls Barack Obama and McCain marked the US Independence Day holiday Friday with parades, picnics and odes to patriotism.(AFP/Alfredo Estrella)AP - John McCain calls himself an underdog. That may be an understatement. The GOP presidential candidate trails Democrat Barack Obama in polls, organization and money while trying to succeed a deeply unpopular fellow Republican in a year that favors Democrats. McCain also doesn't seem to have a coherent message let alone much of a strategy despite securing the nomination three months earlier than Obama.


Democrats hit GOP on support for Medicare cuts (AP) 7/5/2008 9:07 AM
AP - Sen. Dick Durbin, the No. 2 Democrat, accused Republicans of putting seniors and military families at risk by siding with President Bush against a measure to prevent Medicare cuts.
Companies begin quest for oil, gas off Fla. coast (AP) 7/5/2008 6:56 AM

In this March 28, 2006 file photo, the Discoverer Deep Seas drill ship sits on station off the coast of Louisiana as Chevron drills for oil in the Gulf of Mexico.  If oil or natural gas deposits are found in the newly opened region off Florida's Panhandle, experts say it could further the push to explore other once-protected areas everywhere. (AP Photo/Alex Brandon, File)AP - Oil companies once viewed drilling in the deep waters off Florida as cost prohibitive. Politicians feared even the slightest sign of support would be career suicide.


Spitzer call girl drops 'Girls Gone Wild' lawsuit (AP) 7/5/2008 10:20 AM

This undated image obtained from a MySpace Web page shows Ashley Dupre, the former call girl for ex-Gov. Eliot Spitzer of New York. Dupre dropped a $10 million lawsuit claiming 'Girls Gone Wild' founder Joe Francis exploited her image and name on the Internet. (AP Photo, file)AP - The call girl involved in a scandal that brought down New York's former governor has dropped a lawsuit claiming "Girls Gone Wild" founder Joe Francis exploited her image and name on the Internet.


Man flying lawn chair lifted by helium balloons (AP) 7/5/2008 11:03 AM

Kent Couch lifts off from his gas station in Bend, Ore., in his lawn chair rigged with more than 150 giant party balloons, Saturday, July 5, 2008. Couch, 48, is making his third cluster balloon flight and hopes to go more than 200 miles to Idaho before running out of daylight or helium. (AP Photo/Jeff Barnard)AP - Riding a green lawn chair supported by a rainbow array of more than 150 helium-filled party balloons, Kent Couch took off Saturday in a third bid to fly from central Oregon all the way to Idaho.


Venus beats Serena for her 5th Wimbledon title (AP) 7/5/2008 10:45 AM

Venus Williams holds her trophy, after defeating her sister Serena to win the Women's Singles Championship on the Centre Court at Wimbledon, Saturday, July 5, 2008. (AP Photo/Alastair Grant)AP - Venus Williams beat sister Serena 7-5, 6-4 Saturday for her fifth Wimbledon title and seventh Grand Slam championship.



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